Fund, Credit, Investments - Economical Categories

Scientific functions in the hypotheses of finances and even credit, according in order to the specification with the research object, happen to be characterized to end up being many-sided and many-leveled.

The definition of wholeness with the economical relationships formed in the process of development, distribution and use of finances, as funds sources is broadly spread. For instance, in "the standard theory of finances" there are two descriptions of finances:

1) "... Finances reflect economical relations, creation of the funds involving money sources, throughout the process associated with distribution and répartition of national statements in line with the distribution in addition to usage". This classification has relatively to the conditions regarding Capitalism, when cash-commodity relations gain widespread character;

2) "Finances represent the formation involving centralized ad decentralized money sources, inexpensive relations relatively along with the distribution and usage, which function for fulfillment of the state functions and even obligations and likewise provision of the conditions in the widened further production". This specific definition is introduced without showing the particular environment of it is action. We discuss partly such description of finances plus think expedient to be able to make some requirements.

First, finances conquer the bounds associated with distribution and redistribution service with the countrywide income, though it is a simple first step toward finances. In addition, formation and usage of the downgrading fund which can be the part of economical domain, belongs not to the distribution and redistribution associated with the national salary (of newly shaped value during the year), but to typically the distribution of currently developed value.

This latest first shows up to be some sort of part of associated with main industrial finances, later it is usually relocated to the price price of an all sety product (that is always to the value too) along with its understanding, plus its set typically the depression fund. The source is used into account beforehand as a depression kind in typically the consistence with the ready products price range.

2nd, main goal involving finances is substantially wider then "fulfillment in the state functions and obligations plus provision of conditions for that widened more production". Finances exist on the state levels as well as on typically the manufactures and branches' level too, and in such circumstances, when the most portion of the manufactures are usually not state.

Sixth v. M. Rodionova provides a different place about this theme: "real formation involving the money starts on the phase of distribution, if the value is noticed and concrete economical forms of the particular realized value happen to be separated from the particular consistence with the profit". V. M. Rodionova makes an accent of finances, while distributing relations, whenever D. S. Moliakov underlines industrial groundwork of finances.

Although both of all of them give quite verify discussion of funds, as a system of formation, distribution and use of the funds involving sources, that arrives of the following definition of the finances: "financial cash relations, which in turn forms in the process of submission and redistribution associated with the partial value of the national wealth and total social product, is related to the subjects involving the economy and even formation and consumption of the express cash incomes in addition to savings in the widened further creation, in the materials stimulation of the workers for fulfillment with the society interpersonal along with other requests".

In the manuals regarding the political economic system we meet with the subsequent definitions involving finances:

"Finances involving the socialistic point out represent economical (cash) relations, by using which often, in the way of planned submission of the incomes and savings the particular funds of funds causes of the point out and socialistic manufactures are formed regarding guaranteeing the expansion regarding the production, increasing the material and cultural level regarding the people and for satisfying other general society requests".

Efficiency "The system of development and usage regarding necessary funds of cash resources with regard to guarantying socialistic increased further production represent precisely the finances regarding the socialistic community. And the wholeness of economical relationships arisen between condition, manufactures and businesses, branches, regions and separate citizen in line with the movement of funds funds make economical relations".
As we now have seen, definitions associated with finances made by financiers and politics economists never fluctuate greatly.